Albany Reports Disparity In Home Insurance Rates
NYS Ins Dept shoppers guide indicates rates for homeowners and tenants ins in NYS can vary by as much as 80% for same coverage; guide lists rates charged effective Oct 31 '75; dept spokesman Gerald Zipper says major reason for publishing guide was that premiums charged by cos differ drastically; many cos refuse to sell homeowners or tenants ins in neighborhoods with high incidence of fires or where fire protection is poor or crime rate is high; illustrations; lists (M)
