Many Students Avoiding Payment Of Loans by Filing for Bankruptcy
NY Times survey indicates growing number of former coll students are avoiding repayment of millions of dollars in Govt-guaranteed loans by declaring bankruptcy; notes $21-million in defaults through bankruptcy in last 3 yrs exceeded entire previous 15 yrs; attributes trend to high unemployment among recent grads or dropouts of coll and voc schools, and lessening of stigma attached to bankruptcy; efforts to curb abuses described (L)