BUSINESS DIGEST
The Economy Regulators voted to raise the premiums banks and savings associations pay to their insolvent insurance funds and to make fundamental changes in the way those premiums are assessed. The 3-to-2 decision by the F.D.I.C., which defied heavy pressure from both the Bush Administration and the industry, would raise premiums an average of 22 percent starting in January. [ Page A1. ] Producer prices crept up a modest 0.2 percent in April, the Government said. [ D1. ]